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CHIP Send is CHIP’s payouts product. It lets a registered merchant move funds from a CHIP Send account to recipient bank accounts via a REST API, with built-in approval workflows and per-recipient bank account registration. It is a separate product from CHIP Collect:

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Typical payout flow

A complete payout consists of four steps:
  1. Call the Accounts API to check the convertible balance.
  2. Call the Increase Send Limit API to allocate balance for payouts.
  3. Call the Add Bank Account API to register a recipient.
  4. Call the Create Send Instruction API to send funds.
A walkthrough is provided in Test Integration.

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Prerequisites

Before integration begins, a CHIP Send account must be created for the merchant by the CHIP admin team. The merchant’s CHIP Account Manager must be contacted with:
  1. A primary email address.
  2. The email addresses of every required approver. If two approvals are required, both email addresses must be provided.

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Authentication in one line

Every request needs three headers:
Full algorithm, code samples in Node, Ruby, Python, and PHP, and a troubleshooting table are in the CHIP Send introduction.