> ## Documentation Index
> Fetch the complete documentation index at: https://docs.chip-in.asia/llms.txt
> Use this file to discover all available pages before exploring further.

# Introduction

> Bypass the payment page for an optimized user experience

Integrating with a payment gateway can often pose challenges for user experience due to discrepancies in interface design. Typically, a payment page provided by the gateway is offered as a pre-designed, non-customizable format.

This guide will steer you through the process of skipping the CHIP payment page for both FPX and Card payments.

## Default Payment Page

<img src="https://mintcdn.com/chipinsdnbhd/_ZYOd6liWS9njiPb/images/default-payment-page.png?fit=max&auto=format&n=_ZYOd6liWS9njiPb&q=85&s=7e98621b8624ee454992b6c82f03c3eb" alt="Default payment page" height="300" className="rounded-lg" data-path="images/default-payment-page.png" />

By default, clicking the `checkout-url` redirects the user to the page with the bank list. However, CHIP provides the flexibility to let a `checkout-url` redirect the user directly to the bank page by appending query parameters to the URL.

## Direct Post

This link redirects the user directly to the Maybank FPX page:

<Card title="FPX B2C Example" icon="dollar-sign" href="https://gate.chip-in.asia/p/93604710-4829-43cf-80bd-520c691e4bc2/?preferred=fpx&fpx_bank_code=MB2U0227">
  [https://gate.chip-in.asia/p/93604710-4829-43cf-80bd-520c691e4bc2/?preferred=fpx\&fpx\_bank\_code=MB2U0227](https://gate.chip-in.asia/p/93604710-4829-43cf-80bd-520c691e4bc2/?preferred=fpx\&fpx_bank_code=MB2U0227)
</Card>

## Differences between Checkout URL and Direct Post URL

Both use the same URL, except direct post appends query parameters to convert the checkout URL into a direct post URL.

<Card title="Differences between checkout URL and direct post URL" icon="link">
  Default Payment Page - [https://gate.chip-in.asia/p/93604710-4829-43cf-80bd-520c691e4bc2/](https://gate.chip-in.asia/p/93604710-4829-43cf-80bd-520c691e4bc2/) <br />
  Direct Post - [https://gate.chip-in.asia/p/93604710-4829-43cf-80bd-520c691e4bc2/?preferred=fpx\&fpx\_bank\_code=MB2U0227](https://gate.chip-in.asia/p/93604710-4829-43cf-80bd-520c691e4bc2/?preferred=fpx\&fpx_bank_code=MB2U0227)
</Card>

## Payment Method List

Payment methods available for direct post:

* [FPX](/chip-collect/overview/direct-post/fpx)
* [Card](/chip-collect/overview/direct-post/card)
* [E-Wallet](/chip-collect/overview/direct-post/e-wallet)
* [Duitnow QR](/chip-collect/overview/direct-post/duitnow-qr)